Monday, 31 October 2011

Plenty of reasons, ways to ‘sell house quick’

There has been so much attention over the past year paid toward our floundering economy and the housing crisis that has forced so many home owners into difficult spots. Shoot, seems like everywhere I look, whether online, or on TV, or even just driving down the street, there are ads and messages geared toward struggling home owners. It’s like the old newsboys who used to sell papers on the corner, only now they’re shouting, “Sell house quick!” and “Sell house as is– read all about it!”

Although the housing market is still making progress at a turtle’s pace, there are in fact plenty of good reasons to throw your hat into the real estate ring – especially if you happen to be a home owner whose ears perk up when you hear or see the words “Sell house quick” and “Sell house as is.” If you are on the fence about trying to sell a New York house in a down market, here are some facts that might help to nudge you over the top, given your situation…

Circumstances in which to SELL HOUSE QUICK!
Going through a divorce is not the end of the world. It’s no fun – we all know that. But responsible adults are able to (especially if kids are involved) put away the weapons and act reasonably so that all parties involved can move forward. That being said, there are financial ramifications of divorce that can be quite enduring. A home that was purchased with two incomes will likely be difficult to afford on one income. During a time like this, even with a difficult housing market, you’ll save yourself a lot of emotional and financial strain alleviating the burden of an unaffordable mortgage. VERDICT: SELL HOUSE QUICK!

If you happen to be one of the unlucky victims of the recession, you may be struggling with your mortgage. You may owe more than the house is worth or you may not be able to afford the mortgage payments after you and/or your spouse lost a job. The bank can be insistent and while you feel you have no choice but to sell, you don’t need to feel you’re entering the shark tank without a cage. There are, in fact, companies like ours that will help you sell your house for cash. A foreclosure sale is often your best option when it appears there aren’t any options left. VERDICT: SELL HOUSE As Is!

So, maybe in 2002 you were having a great year and you went and bought into the McMansion craze. Maybe you bought a house that you knew was a stretch, financially, but you figured you’d be able to weather the storm and pick up the financial pace as time went on. If it didn’t work out that way, and you now find yourself way underwater with a mortgage that you cannot manage, you don’t have to feel like you are going to get slaughtered at sale. In fact, you’ll be much better off unloading the burden, and then jumping back into the market to pick up a deal of your own. Then, you can start fresh, in a situation that is manageable. VERDICT: SELL HOUSE As Is!

If the words “Sell house quick” and “Sell house house as is” make you turn at attention, then call us here at The Billy Alvaro Group. We can help you figure out what the right move is, and we can put cash in your hand if you truly need to ‘sell house quick.’


Plenty of reasons, ways to ‘sell house quick’

There has been so much attention over the past year paid toward our floundering economy and the housing crisis that has forced so many home owners into difficult spots. Shoot, seems like everywhere I look, whether online, or on TV, or even just driving down the street, there are ads and messages geared toward struggling home owners. It’s like the old newsboys who used to sell papers on the corner, only now they’re shouting, “Sell house quick!” and “Sell house as is– read all about it!”

Although the housing market is still making progress at a turtle’s pace, there are in fact plenty of good reasons to throw your hat into the real estate ring – especially if you happen to be a home owner whose ears perk up when you hear or see the words “Sell house quick” and “Sell house as is.” If you are on the fence about trying to sell a New York house in a down market, here are some facts that might help to nudge you over the top, given your situation…

Circumstances in which to SELL HOUSE QUICK!
Going through a divorce is not the end of the world. It’s no fun – we all know that. But responsible adults are able to (especially if kids are involved) put away the weapons and act reasonably so that all parties involved can move forward. That being said, there are financial ramifications of divorce that can be quite enduring. A home that was purchased with two incomes will likely be difficult to afford on one income. During a time like this, even with a difficult housing market, you’ll save yourself a lot of emotional and financial strain alleviating the burden of an unaffordable mortgage. VERDICT: SELL HOUSE QUICK!

If you happen to be one of the unlucky victims of the recession, you may be struggling with your mortgage. You may owe more than the house is worth or you may not be able to afford the mortgage payments after you and/or your spouse lost a job. The bank can be insistent and while you feel you have no choice but to sell, you don’t need to feel you’re entering the shark tank without a cage. There are, in fact, companies like ours that will help you sell your house for cash. A foreclosure sale is often your best option when it appears there aren’t any options left. VERDICT: SELL HOUSE As Is!

So, maybe in 2002 you were having a great year and you went and bought into the McMansion craze. Maybe you bought a house that you knew was a stretch, financially, but you figured you’d be able to weather the storm and pick up the financial pace as time went on. If it didn’t work out that way, and you now find yourself way underwater with a mortgage that you cannot manage, you don’t have to feel like you are going to get slaughtered at sale. In fact, you’ll be much better off unloading the burden, and then jumping back into the market to pick up a deal of your own. Then, you can start fresh, in a situation that is manageable. VERDICT: SELL HOUSE As Is!

If the words “Sell house quick” and “Sell house house as is” make you turn at attention, then call us here at The Billy Alvaro Group. We can help you figure out what the right move is, and we can put cash in your hand if you truly need to ‘sell house quick.’
 


Thursday, 27 October 2011

Ugly house? No problem. Nothing stops us from getting YOU cash for home!

If the past few years have taken a toll on your wallet, you’re not alone. And if the ensuing financial strain has resulted in less time for upkeep of your home – you’ve got lots of company. As someone who has been in real estate for close to 15 years, I have seen it all. But there is one trend that gets a lot of press that I am, well, not really worried about at all – and that is the stink everyone is making about how to sell ugly an ugly house.

If you need to sell your home, but it has fallen into disrepair because you have not had the time and resources you need to keep it properly maintained, I encourage you to not feel any type of worry or stress, whatsoever. Do not lose any sleep over your ugly house! The fact is that you can still see an all-cash house buyer come through your front door and smile – and the chances are good that your interaction will that cash house buyer will result in three words to turn your frown upside down: CASH FOR HOME!

Seems like everywhere you drive, you see signs posted on telephone poles, screaming “We Buy Ugly Houses!” There’s a reason for this; a very good reason. So good, that many a cash house buyer will look specifically for ugly houses to buy. If you own an ugly house, and feel anxious over whether or not you’ll be able to sell it, I implore you to not be discouraged. As a top cash house buyer in the state of New York, I know better than most that a good real estate investor is not always turned off by an ugly house. An ugly house, in fact, represents the opportunity for an investor to see more return – which means that you have some leverage in selling your ugly house to an investor. In other words, even if your house is ugly, you can see CASH FOR HOME!

Even if your house has suffered right along with you throughout the recession, you still have the opportunity to see cash-in-hand, cash for home! The biggest mistake you can make is to assume that no one will want to buy your house because of an overgrown yard, badly-faded and peeling paint , some cracked drywall, a bad window or two, or some trash in the garage. These things may be a source of frustration to you, but truly they are cosmetic issues that can be addressed with a couple weekends of handyman work and a surprisingly small amount of money.

A smart all-cash house buyer does not care about little cosmetic imperfections, they care about seeing returns. And a house that is ugly, but in relatively sound structural condition, represents just as much opportunity to a smart all-cash house buyer as does a perky new ranch in Westchester. So don’t despair because you assume that you cannot sell your ugly house. You can sell it by doing a little bit of work, or by selling to an all-cash house buyer, and the result is going to make you smile: cash for home=cash in hand!

Ugly house? No problem. Nothing stops us from getting YOU cash for home!

If the past few years have taken a toll on your wallet, you’re not alone. And if the ensuing financial strain has resulted in less time for upkeep of your home – you’ve got lots of company. As someone who has been in real estate for close to 15 years, I have seen it all. But there is one trend that gets a lot of press that I am, well, not really worried about at all – and that is the stink everyone is making about how to sell ugly an ugly house.

If you need to sell your home, but it has fallen into disrepair because you have not had the time and resources you need to keep it properly maintained, I encourage you to not feel any type of worry or stress, whatsoever. Do not lose any sleep over your ugly house! The fact is that you can still see an all-cash house buyer come through your front door and smile – and the chances are good that your interaction will that cash house buyer will result in three words to turn your frown upside down: CASH FOR HOME!

Seems like everywhere you drive, you see signs posted on telephone poles, screaming “We Buy Ugly Houses!” There’s a reason for this; a very good reason. So good, that many a cash house buyer will look specifically for ugly houses to buy. If you own an ugly house, and feel anxious over whether or not you’ll be able to sell it, I implore you to not be discouraged. As a top cash house buyer in the state of New York, I know better than most that a good real estate investor is not always turned off by an ugly house. An ugly house, in fact, represents the opportunity for an investor to see more return – which means that you have some leverage in selling your ugly house to an investor. In other words, even if your house is ugly, you can see CASH FOR HOME!

Even if your house has suffered right along with you throughout the recession, you still have the opportunity to see cash-in-hand, cash for home! The biggest mistake you can make is to assume that no one will want to buy your house because of an overgrown yard, badly-faded and peeling paint , some cracked drywall, a bad window or two, or some trash in the garage. These things may be a source of frustration to you, but truly they are cosmetic issues that can be addressed with a couple weekends of handyman work and a surprisingly small amount of money.

A smart all-cash house buyer does not care about little cosmetic imperfections, they care about seeing returns. And a house that is ugly, but in relatively sound structural condition, represents just as much opportunity to a smart all-cash house buyer as does a perky new ranch in Westchester. So don’t despair because you assume that you cannot sell your ugly house. You can sell it by doing a little bit of work, or by selling to an all-cash house buyer, and the result is going to make you smile: cash for home=cash in hand!

Thursday, 22 September 2011

Still a great time to buy a home (NY)…no matter what!

For those of you looking into real estate investment as a proven method of high returns, it should be noted that there are remarkable real estate deals available right now in New York State. There has, literally, never been a better time to buy a home (NY), with prices down in some areas by as much as 40 percent.

Folks, I have been doing this for a long time. As the owner of a network of organizations worth more than $1 billion (net, annualized), who has been involved in nearly 12,000 real estate transactions, I can say without a hint of doubt that the opportunity exists right now to get in while prices are super-low, buy a home (NY), and see incredible returns moving forward into the future.

I get a lot of folks who simply don’t get this. They say, “Billy, come on. Why do I want to buy a home New York when the market is as bad as it is right now?” First of all, the real estate market is cyclical. There are sharp dips in value, there are substantial rises in value. The highs and lows are easier to read than the stock market – everyone who gets in now will have time to make the right moves that provide high yields. I understand that there is concern, for some. But the smart players know that home prices have nowhere to go but up – especially for those looking to buy a home (NY).

When it comes to real estate prices, it is widely accepted that surrounding employment opportunity is one of the (if not the most) important factors that determine home values. A low rate of unemployment, combined with high household incomes and several other factors (such as proximity to good universities and creative industries like music, design, TV, publishing, advertising, film) translate into an area that quite simply, is going to feature real estate that holds its value. Nowhere do these specifics exist more than in New York State –which is why I am always telling investors and private lenders that the time is now to buy a home (NY).

We are caught in something of a perfect housing storm right now, to be sure. But, as someone who has had great success as a real estate investor, I think it is important to share some wisdom with folks who may be new to the game. One thing I am always telling folks is this: if you’re bold enough to go cliff-diving, you have to know that the time to jump is not when the waves are covering the rocks beneath you. Even though it seems safe, the truth is that you’d be putting yourself in great peril. The time to jump is (the opposite of what you’d think!) when the rocks are exposed. That way, when you land, you will have timed your jump so that the water is under you when you land.

In other words, timing is everything!

The market seems bad right now, but the truth is that smart investors realize that now is the time to jump (specifically because the rocks are exposed)! When you land, you will see that you have invested in New York real estate that will hold substantial value over time. So buy a home (NY) while the deals are there. Buy a house in Long Island; buy a house in Suffolk County; buy a house in Nassau County…and if you need any advice whatsoever, well, you know where to find me. Happy hunting!

Still a great time to buy a home (NY)…no matter what!

For those of you looking into real estate investment as a proven method of high returns, it should be noted that there are remarkable real estate deals available right now in New York State. There has, literally, never been a better time to buy a home (NY), with prices down in some areas by as much as 40 percent.

Folks, I have been doing this for a long time. As the owner of a network of organizations worth more than $1 billion (net, annualized), who has been involved in nearly 12,000 real estate transactions, I can say without a hint of doubt that the opportunity exists right now to get in while prices are super-low, buy a home (NY), and see incredible returns moving forward into the future.


I get a lot of folks who simply don’t get this. They say, “Billy, come on. Why do I want to buy a home New York when the market is as bad as it is right now?”

First of all, the real estate market is cyclical. There are sharp dips in value, there are substantial rises in value. The highs and lows are easier to read than the stock market – everyone who gets in now will have time to make the right moves that provide high yields. I understand that there is concern, for some. But the smart players know that home prices have nowhere to go but up – especially for those looking to buy a home (NY).

When it comes to real estate prices, it is widely accepted that surrounding employment opportunity is one of the (if not the most) important factors that determine home values. A low rate of unemployment, combined with high household incomes and several other factors (such as proximity to good universities and creative industries like music, design, TV, publishing, advertising, film) translate into an area that quite simply, is going to feature real estate that holds its value. Nowhere do these specifics exist more than in New York State –which is why I am always telling investors and private lenders that the time is now to buy a home (NY).

We are caught in something of a perfect housing storm right now, to be sure. But, as someone who has had great success as a real estate investor, I think it is important to share some wisdom with folks who may be new to the game.

One thing I am always telling folks is this: if you’re bold enough to go cliff-diving, you have to know that the time to jump is not when the waves are covering the rocks beneath you. Even though it seems safe, the truth is that you’d be putting yourself in great peril. The time to jump is (the opposite of what you’d think!) when the rocks are exposed. That way, when you land, you will have timed your jump so that the water is under you when you land.

In other words, timing is everything!

The market seems bad right now, but the truth is that smart investors realize that now is the time to jump (specifically because the rocks are exposed)! When you land, you will see that you have invested in New York real estate that will hold substantial value over time. So buy a home (NY) while the deals are there. Buy a house in Long Island; buy a house in Suffolk County; buy a house in Nassau County…and if you need any advice whatsoever, well, you know where to find me. Happy hunting!

Friday, 16 September 2011

Don’t worry about credit, buy a home (NY) on land contract

You know who’s got good credit, right now; in 2011 – four years into the worst housing crisis and one of the worst recessions in the history of the United States?
I’ll tell you who.
The Pope and Payton Manning (and Manning’s might even go down a bit in the next couple of weeks)…and that’s about it.
I tell everyone who is on the fence about buying a home (NY) – and all sorts of folks come to me with questions, considering that my job has been to sell Long island homes for upwards of 16 years – I tell each and every one of them: if you’re even just thinking to buy a home (NY), then by all means…buy a home (NY)!
Almost 12,000. That’s the number of real estate transactions I’ve been involved in with The Billy Alvaro Group. Not trying to toot my own horn, but each and every one of those transactions, as you can imagine, has taught me something new about what it takes to buy a home (NY). One thing I hear a lot from folks who are on the fence (and incredibly, there are a lot of folks on the fence – despite deals that are just plain ‘ridiculous,’ literally!), I tell them that you don’t have to worry about your credit.
“What?” They always say, confused, as if they couldn’t really understand what I said…like I wasn’t speaking English.
DON’T WORRY ABOUT YOUR CREDIT!
The fact is that even if you don’t have Larry King’s credit score (err, maybe that’s a bad example), you can still get in on the fast track to buy a home (NY). One in five folks that you see on the street have what is termed a “deep subprime score.” And the numbers of folks with “superprime” scores are becoming just about as scarce as water in San Antone. Due to all of this, lenders have responded by lifting their credit watermark, and the upshot of all of this is that the definition of “good credit” has effectively been altered, forever.
One of the tricks you need to know to buy a home (NY) is that if you buy property on a land contract, which is also sometimes called a ‘wraparound mortgage,’ the bank is not involved in the process. And if the bank is not involved then, well, you don’t have to meet the banks’ standards, do you? As a land contract is simply a private contract between two parties who agree to express terms, which involve monthly payments and accrued interest over time, the seller on a land contract essentially serves as his own mortgage banker.
A seller might do this for many reasons; maybe he or she faces the daunting task of trying to sell an ugly house, or a house that might not pass the inspections required by a more conventional lender. Maybe the seller just plain needs to sell – there’s a lot of that going on right now (and even though it seems like a sad situation for some, the truth is that it helps folks in trouble out a lot when they remove the burden of being underwater on a mortgage).
Of course, there is a little bit more to it than just saying, ‘don’t worry about your credit.’ You can’t just snap your fingers. You need to make sure the land contract gives you some protections. For instance, make sure to structure the land contract so that the payments are divided so that you can remain in control of your destiny, so to speak. There is more you need to know, and all you have to do is give me a buzz anytime.
To quote an old science teacher of mine, “It’s not magic, but it is real!”
If you want to buy a home (NY) – even if you’re the type whose computer starts to cough up smoke and flash the word “overload!” over and over when it’s compiling one of those online credit scores – then you can buy a home (NY)! Look for a land contract…and don’t forget to call me if you need some help.